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Used Auto Loans
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  • Additional Details
  • Promo Rates‡
  • Rates†
  • Apply for this loan
  • Enterprise Car Sales
  • Make payments directly from your paycheck or folio
  • No prepayment penalty
  • Used auto loans over $25,000 require a minimum 10% down payment
  • Up to 90% financing available for private party purchase
  • Rebate for members with Farmers auto policy

80% Financed
Term (months) Fixed APR+ as low as Variable APR+ as low as
36 3.24% N/A
48 3.49% N/A
60 3.74% N/A

90% Financed
Term (months) Fixed APR+ as low as Variable APR+ as low as
36 3.49% N/A
48 3.74% N/A
60 3.99% N/A

100% Financed
Term (months) Fixed APR+ as low as Variable APR+ as low as
36 3.74% N/A
48 3.99% N/A
60 4.24% N/A

‡APR = annual percentage rate. Special promotional rates as of June 16, 2010, and are subject to change at any time. Rates listed are FIGFCU's preferred rates based on the applicant's creditworthiness, 80% financing, for 36 months. No other rate discounts will apply. Special promotional rates are for auto loans only. RVs, Sea Doos, Motorcycles, ATCs and other vehicles do not qualify. No refinancing of existing FIGFCU loans allowed. All loans are subject to credit approval and member eligibility. Other rates and terms are available.

80% Financed
Term (months) Fixed APR+ as low as Variable APR+ as low as
36
48
60
72

90% Financed
Term (months) Fixed APR+ as low as Variable APR+ as low as
36
48
60
72

100% Financed
Term (months) Fixed APR+ as low as Variable APR+ as low as
36
48
60
72

‡Rates shown are our preferred rates based on credit worthiness and .25% Direct Deposit discount, if applicable. Rates and terms are subject to credit approval. 100% financing available up to $25,000. Up to 90% financing for $25,001- $74,999. Up to 80% financing for $75,000 or more. All values determined by vehicle cost or Kelly Blue Book/NADA, whichever is lower. Other rates and terms are available.

To apply for a Used Auto loan:

  • Apply online
    • Log into PC-TIED
    • Select Loans
    • Select Apply for a Loan
    • Select AUTO
    • Select USED AUTO FIXED for a used auto fixed rate loan; or
    • Select USED AUTO (VAR) for a used auto variable rate loan
    • Continue with application
  • Apply by phone
    • Call 800.877.2345
  • Apply by mail or in-branch

Your Credit Union has teamed up with Enterprise to offer you a great deal on a used vehicle.

  • All certified used cars must pass a 109-point inspection
  • Limited Powertrain Warranty for 12 months or 12,000 miles, whichever comes first
  • One-year unlimited mileage roadside assistance program
  • Trade-ins accepted

And for a limited time, get Blue Book® Trade-In Value plus $500 when you trade in your current vehicle and finance with us!

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*APY = annual percentage yield. Yields are subject to change at anytime.
+APR = annual percentage rate. Rates are subject to change at anytime.
†Rate quoted above is for a 30-year fixed conforming loan up to $417,000, on 7/09/2010. Mortgage Rates change daily and are subject to change at anytime, without notice. Actual interest rates and APRs may vary based on credit history, final loan amount and finance charges.

Yields and rates current as of 9/9/10. Members will earn the qualifying yield/rate at the time of account opening.
Refresh page to ensure you are viewing the current yields and rates.


ncua
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration (NCUA), a U.S. government agency.
equal housing
We do business in accordance with the Federal Fair Housing Law and The Equal Credit Opportunity Act.

© 2010. Farmers Insurance Group Federal Credit Union. All Rights Reserved.