If you can't view the images in this email, click here. Are you an agent or DM? Click here for the agent edition. Please add enews@figfcu.com to your address book or safe sender list to ensure our emails reach your inbox. Products and services for Personal | Agents | DMs Open an Account | Current Rates | Locations | Contact | figfcu.com   The Latest from Your Credit Union     How do check holds work? When you deposit a check at any financial institution, the funds may not be available for immediate withdrawal. Banks and credit unions often place holds on certain checks to ensure the checks are collectable and ultimately, to protect against loss. These check hold policies are governed by Regulation CC and the same rules apply to all U.S. financial institutions. Read more Get ready for summer vacation If you're planning to take your family on vacation this summer, here are some helpful tips to make your trip stress-free. Before you leave: Find a free CO-OP ATM or shared branch near your destination so you'll save time once you arrive Call the Credit Union and notify us of your travel plans to avoid disruption of your credit and/or debit card service Purchase traveler's checks—they function like cash but are protected against theft or loss Read more Read more articles | Subscribe to RSS feed Current Rates Loan Rates As low as: New Auto: 4.49% APR+ for 60 months Used Auto: 4.99% APR+ for 60 months Visa Platinum: 8.99% APR+       +APR = annual percentage rate. Rate shown is current as of 06/17/2009. Rates are subject to change at anytime. Refinances of FIGFCU auto loans do not qualify. Rates apply to autos only. No RVs, motorcycles, or other non-auto vehicles. Used auto values based on Kelley Blue Book Private Party, good ratings, or NADA average trade-in values. For qualified buyers only. APR, credit extended and approval based upon the applicant's credit history, payment history, and ability to repay the credit extended. Direct Deposit .25% discount does not apply. Not all applicants will qualify. Example 1) for a New Auto Loan for $10,000 financed for 60 months at 4.49% APR will have monthly payments of approx. $186.38. Example 2) For Used Auto Loan for $10,000 financed for 60 months at 4.99% APR will have monthly payments of approx. $188.67. Rate shown is FIGFCU's preferred fixed rate based on credit worthiness and a 60 month term. All rates and terms are subject to credit approval. Other rates and terms are available. This is a limited time offer and may be withdrawn at anytime. © 2009. Farmers Insurance Group Federal Credit Union. All Rights Reserved.