If you can't view the images in this email, click here. Not an agent? Click here for eNews. Please add enews@figfcu.com to your address book or safe sender list to ensure our emails reach your inbox. Products and services for Agents | Personal | DMs Open an Account | Current Rates | Locations | Contact | figfcu.com   The Latest from Your Credit Union     $250,000 NCUA Deposit Insurance extended through 2013 Your FIGFCU deposits will continue to be insured up to at least $250,000 through December 31, 2013. When the NCUA increased the deposit insurance amount from $100,000 to $250,000 last year, the increase was set to expire at the end of 2009. That expiration date has now been extended 4 more years through a provision in the Helping Families Save Their Homes Act of 2009 that was recently signed into law. Read more Banks hit with large FDIC fees The Federal Deposit Insurance Corp.'s reserves were depleted by more than $10 billion taking the fund to its lowest point since 1994. As a result, U.S. banks will pay an emergency fee based on their asset size to replenish the reserves. The FDIC expects to raise about $5.6 billion. The FDIC is required by law to replenish the fund when the reserve ratio (fund balance divided by insured deposits) is less than 1.15 percent. The reserve ratio was at .40 percent at the end of 2008. Read more Read more articles | Subscribe to RSS feed Current Rates Loan Rates As low as: Agency Secured LOC: 4.50% APR+ Agency Secured Loan: 5.25% APR+ Visa Platinum: 8.99% APR+       +APR = annual percentage rate. Rate shown is current as of 06/02/2009. Rates are subject to change at anytime. Refinances of FIGFCU auto loans do not qualify. Rates apply to autos only. No RVs, motorcycles, or other non-auto vehicles. Used auto values based on Kelley Blue Book Private Party, good ratings, or NADA average trade-in values. For qualified buyers only. APR, credit extended and approval based upon the applicant's credit history, payment history, and ability to repay the credit extended. Direct Deposit .25% discount does not apply. Not all applicants will qualify. Example 1) for a New Auto Loan for $10,000 financed for 60 months at 4.49% APR will have monthly payments of approx. $186.38. Example 2) For Used Auto Loan for $10,000 financed for 60 months at 4.99% APR will have monthly payments of approx. $188.67. Rate shown is FIGFCU's preferred fixed rate based on credit worthiness and a 60 month term. All rates and terms are subject to credit approval. Other rates and terms are available. This is a limited time offer and may be withdrawn at anytime. © 2009. Farmers Insurance Group Federal Credit Union. All Rights Reserved.