If you can't view the images in this email, click here. Not an agent? Click here for eNews. Please add enews@figfcu.com to your address book or safe sender list to ensure our emails reach your inbox. Products and services for Agents | Personal | DMs Open an Account | Current Rates | Locations | Contact | figfcu.com   The Latest from Your Credit Union       Tax changes could mean a larger paycheck, but no refund Many Americans may have already seen a small increase in their paycheck as a result of the government's economic stimulus plan. If you're one of them, you may need to adjust your withholding so you don't owe more when 2009 taxes are due. Here's how it works. The IRS introduced new tax tables to employers that reduce the amount of taxes withdrawn from your paycheck. But if you have two jobs or you file jointly, you may find that the government is now taking too little out of your paycheck as a result. And you'll be responsible for paying it back when you file your 2009 tax return. Read more Bank of America suspends overdraft fee increase as it raises other fees Despite the fact that Bank of America said it will suspend its previously announced overdraft fee increase from $35 to $39, the bank will begin charging customers a one-time $35 fee for accounts that are overdrawn for more than five days. Plus monthly maintenance fees on certain checking accounts are going up, as well as the balance required to avoid those fees. This isn't the first time this year that Bank of America has changed their overdraft program at the expense of their customers. In April, the bank raised the maximum number of times a customer could be assessed a fee in one day and it dropped a discounted $25 fee for the first overdraft. Read more Read more articles | Subscribe to RSS feed   Current Rates Loan Rates As low as: Agency Secured LOC: 4.50% APR+ Agency Secured Loan: 5.25% APR+ Home Equity: 2.99% APR+           +APR = annual percentage rate. Rates current as of 04/21/2009 and subject to change at anytime. Auto Loan rates are based on credit worthiness, 80% financing, 36 month term, and Direct Deposit discount. Home Equity Loan 2.99% intro rate: Applies to new fixed rate home equity loans only at 75% LTV or less. Owner-occupied residences only. After 180 days, the rate will convert to the current FIGFCU Home Equity Loan rate based on the qualification criteria of the original application. This offer cannot be combined with any other offers. FIGFCU Home Equity Loans are not available in all states. Offer expires 04/30/2009. Call 800.877.2345 or visit figfcu.com for the most current rates. ++ APR = Annual Percentage Rate. Rate shown is a variable rate and is current as of 04/21/2009. Rates are subject to change at anytime. © 2009. Farmers Insurance Group Federal Credit Union. All Rights Reserved.